Refund & Cancellation Policy

Last updated 6 October 2026

Market Intelligence sells prepaid credits, not subscriptions. There is no recurring billing and nothing to cancel — you buy credits when you need them. This page explains when credits or a payment can be refunded.

No subscriptions to cancel

Every purchase is a one-time payment for a fixed number of credits. We do not store your card, do not auto-renew and never charge you again without a fresh checkout. You can simply stop buying credits at any time; unused credits stay in your account and do not expire.

Failed runs — credits refunded automatically

Credits are deducted when a Market Intelligence run starts. If the run fails on our side — for example our analysis service is unavailable, returns an invalid result, or the report cannot be saved — the credits for that run are returned to your balance automatically. You do not need to contact us.

Credits are not refunded otherwise. A run that completes successfully has consumed its credits, even if the report shows limited data for your product or market.

Failed or duplicate payments — always refunded

If money was deducted but credits were not added to your balance, or you were charged twice for the same purchase, we refund the affected amount in full. Email us the payment reference and we will verify and process it.

Used and free credits

Credits used by a completed run are not refundable, because the analysis has already been performed. Free credits granted on signup or as goodwill have no cash value and are never refundable.

How to request a payment refund

Email kapil@growwgenie.com from your registered email address with the payment reference (visible on the Billing page under purchase history), the amount, and a short reason. We acknowledge requests within 1–2 business days.

Processing time

Approved refunds are issued to the original payment method through Razorpay within 5–7 business days of approval. Depending on your bank or card issuer, it may take a few additional days to appear on your statement.

Chargebacks

Please contact us before raising a dispute with your bank — nearly every issue is resolved faster directly. Accounts with an open chargeback may have runs paused until it is settled.